Georgia Residential Contractor Practice Exam 2025 – Comprehensive All-in-One Guide for Success

Question: 1 / 400

What does "workman’s compensation" insurance cover?

Coverage for equipment loss

Coverage for employees in case of work-related injuries or illnesses

Workman's compensation insurance is specifically designed to provide coverage for employees who sustain injuries or illnesses as a direct result of their work activities. This type of insurance ensures that employees receive medical care and compensation for lost wages while they are recovering from work-related injuries. This safety net helps protect both the worker and the employer, as it can prevent costly lawsuits related to workplace injuries.

The focus of workman's compensation is on providing support to employees when they are harmed on the job, which includes medical expenses and partial salary replacement during their recovery, thereby creating a more secure work environment. Understanding the importance of this insurance is vital for employers, as it is often required by law in many jurisdictions, including Georgia, to ensure a safe and compliant workplace.

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Life insurance for employees

Property damage liability

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